With all the challenges in the mortgage market recently, I think it's very important to let my clients know a little history about myself.

With almost 30 years of outstanding performance and results in the highly competitive lending industry, I pride myself building relationships with my clients and am committed to assisting them with their immediate and long-term mortgage goals by focusing on a singular goal: to help home buyers find the right loan for their specific needs. My team and I believe the cornerstone of building our business is based on our values of putting the customer first and being ethical and honest in all our dealings. 

Being one of the leading independent mortgage loan originators in the Chicagoland area, my team and I have built a strong reputation serving the lending needs of real estate professionals builders, and individual home buyers throughout Illinois, Indiana, and Wisconsin. 

American Fidelity Mortgage is a full service Mortgage Banker / Broker with an experienced staff offering expertise in every area of mortgage lending...from purchases, refinancing, construction to perm loans, reverse mortgages and commercial lending.  

We are also a Direct FHA and VA Lender, which further allows us to have access to a full range of mortgage sources as we are dedicated to finding the right loan to meet our clients' unique needs. So no matter what your needs, odds are..."we have a mortgage for that"  

From start to finish...my goal is to exceed your expectations:

Striving to be your lender for life, your loan will be handled personally by myself and my team. From the initial consultation to the closing, we will be there to advise, simplify and expedite the process to ensure your complete satisfaction.  

I personally attend over 99.6% of all of my closings...if any last minute issues should arise,  I will be there to assist you anyway I can to help insure a smooth closing.    

EZ Closings:

Many refinance and home equity loans can take place at your home or office. No need to interrupt your busy schedule. We have mastered the at-home closing.

Tailored Solutions:

Loan consultation and selection where we really shine. We'll find the perfect loan program to meet your specific needs. We broker loans for many of the major national lenders, such as: Fifth Third Bank, JP Morgan Chase, Bank of America; US Bank ... just to name a few. ~ So why would you want to choose one lender when you can compare many.   

We carry a Full Array of Products that can be customized to your needs: 

• Purchase or Refinance
• FHA and VA Direct Lender
• Conforming and Jumbo Loans
• Reverse Mortgages - No Payments for Seniors 62+ ( FHA Insured )
• Investment and Commercial Properties
• Extended Mortgage Term Programs
• Blemished Credit Programs
• Up to 240 days Rate Locks Programs!  (new construction only)
•  ~ for a limited time the new Housing Bill is offering First-Time Homebuyers a Tax Credit, up to $8000! and REPEAT Homeowners a Tax Credit of up to $6500!!*

*Some restrictions do apply - contact me to see how easy it is to qualify.    

...plus many more!                                    

"An Illinois Residential Mortgage Licensee"... also licensed in Indiana, and Wisconsin

To show my appreciation, all of my clients receive a certificate for a FREE* ADT Home Security System. (*some restrictions may apply)

For a personal confidential consultation, please contact me at: 630.632.0671

or, feel free to Email me at: tcostabile@ilmortgageteam.com 

Thank you ~ and I look forward for the opportunity to earn your business. 

TONY COSTABILE, CRMS                                                                   American Fidelity Mortgage Services Inc. ~ formerly Charter Mortgage Services Inc.           Certified Residential Mortgage Specialist   
Senior Mortgage Consultant     

           ...our name has changed ~ my service will not!